http://checkmycreditrating.co.uk Just another WordPress weblog Thu, 01 Oct 2009 08:00:22 +0000 http://backend.userland.com/rss092 en Every day we are bombarded with adverts from companies wanting to buy our old gold jewellery. The price of gold is rising throughout the world and has hit $1,000 an ounce. So should we sell now and how do we go about choosing the right company? You can sell your gold ... http://checkmycreditrating.co.uk/should-you-sell-your-gold Many people who are in debt contact debt management companies. These companies will negotiate on their client’s behalf and agree with the creditors to make smaller monthly repayments, usually over a longer period and sometimes freeze interest and charges. Up to 150,000 people use these services every year and for ... http://checkmycreditrating.co.uk/government-to-set-up-consultation-to-look-into-debt-management-companies The data help by credit reference agencies: • Name • Date of Birth • The electoral register • Credit payment history • County Court judgements • Bankruptcy and administration orders • House repossessions http://checkmycreditrating.co.uk/data-held-by-credit-reference-agencies Unless you are in great financial shape getting a loan or credit card is not as easy as it used to be. Lenders are treating applicants on an individual basis taking into account their credit history and more people than ever are being refused loans and credit cards. Companies are citing very ... http://checkmycreditrating.co.uk/looking-for-an-unsecured-loan-or-credit-card It looks like the Government are taking action to ban credit card cheques. These are the blank cheques credit card issuers send to their customers giving them another way to spend money on their credit card account and getting further into debt then they intend to. The Government have been ... http://checkmycreditrating.co.uk/ban-on-credit-card-cheques Global information services group Experian has posted a pre-tax profit of $318 million (£216m) for the first half of the year; up from $270 million (£183m) for the same period in 2007. First half revenues totalled $2.02 billion; up 13% compared to last year with revenues from UK and Ireland ... http://checkmycreditrating.co.uk/experian-records-18-rise-in-pre-tax-profits Despite the Bank of England cutting 1.5% off the base rate two weeks ago, HSBC has finally announced today that its standard variable rate (SVP) will be cut by just 0.81% bringing it down from 6.25% to 5.44%. First Direct, which is owned by HSBC, will also cut their SVP ... http://checkmycreditrating.co.uk/hsbc-fails-to-pass-rate-cut-on-to-customers Approvals for house purchases in the UK are 64% lower than a year ago. The British Bankers’ Association (BBA) have reported that major banks in the UK approved 21,086 mortgages, down from 58,564 in August last year. Also, approvals for remortgaging a property were down 28% at 47,765. Experts advise that falling house ... http://checkmycreditrating.co.uk/uk-mortgage-approvals-fall-by-a-whopping-64 With the biggest financial crisis in decades do we need to worry about our savings? We are seeing financial institutions and companies collapsing nearly every day. One of the biggest investment banks Lehman Brothers collapsed last week, Merrill Lynch was sold to Bank of America, AIG has been given ... http://checkmycreditrating.co.uk/is-it-safe-to-leave-your-savings-in-the-bank The ONS (Office for National Statistics) have revealed High street sales rose by 1.2% in August which is 3.3% higher than a year ago. Analysts had predicted a 0.5% drop after several gloomy surveys. Clothing and footwear sales led the increase followed by back to school shopping – this ... http://checkmycreditrating.co.uk/12-rise-in-uk-retail-sales