Making Changes to your Credit Report

Your credit report holds a variety of information, all this information is collected from different sources and it is very important all the information in your credit report is absolutely correct. If any of the information is incorrect it can adversely affect you capacity to attract a loan.

In case a bankruptcy order against you is cancelled or in case the bankruptcy order against you is discharged then it becomes your duty to send a copy of the annulment certificate to the credit reference agencies.

If your bankruptcy has been annulled there should be no record of it in your credit report but if your bankruptcy has been discharged it is noted as such in your credit report. In case you have any question about ant information that is recorded in the credit report then you should contact the supervisor.  

It is important that after you have studied the credit account details, that is checked all the information on any credit cards, loans, mortgages etc. You should try and check if all the I information that is provided is correct. In case you find that some information is not correct or if you want any information changed then you should contact the lender concerned. You should write to the lender and ask them to furnish the right information to the credit agency.  There may be a listing of the links between your previous address and the address that you use for correspondence. This link will always prevail and it gets broken only when reference agencies are told to do so by the organizations that created the link.