What Information is on your Credit Report

Information that is available in your credit report:

• Personal Identifiable Information- including details of your name, national insurance number, address (current address and for the last 6 years), contact number (telephone, mobile, pager etc), date of birth, name of spouse, employer information etc.
• Credit History - includes information on how you manage your finances, all your credit and store cards, loans and mortgages. It will show whether or not you have made your repayments on time and any missede payments.
• Public Records -  includes information on bankruptcies, court orders and County Court judgments.
• Statement of Dispute -includes any report you have made challenging some information in your credit report.  Usually both the lender and the borrower are allowed to make statements regarding such disputes.